Pretend you’re a consumer and give thumbs up or down for this one. Visa (often my credit card of choice) wants consumers to consent to letting it use AI to share previously withheld consumer transaction information with retailers. Problem at present is customer incentives are unclear.

A children’s jewelry maker recently raised an alarm, contacting The New York Times after a business ad she placed on Instagram that featured a 5-year-old girl wearing jewelry found its way via an algorithmic path to adult men interested in sexualized interactions rather than to prospective customers for youth jewelry. The Times’ investigation turned up a number of disturbing reasons these two worlds can intersect, including Meta algorithms that direct men to photos of children, and also an attraction to child and parenting influencer social media accounts.