I have no pressing news for you today, although Vista Equity Partners buying a majority interest in ad safety firm Integral Ad Science is sort of interesting, as is Microsoft’s $7.5 billion acquisition of Github. So let’s look instead at a trend: democratization of access to advanced technology. We’ll start with a new Mastercard service that lets merchants develop tailored artificial intelligence models. It’s called AI Express and based on the Brighterion AI technology that Mastercard bought last July. Ponder that for a moment: Mastercard as a vector for spreading new tech.